Trends

Hey everyone! I’m Adnan from The Insurtech Guide. Let’s talk about the fundamental problem with traditional insurance: a built-in conflict of interest. You pay a company money, hoping you never have to ask for it back. The insurance company, on the other hand, profits most when it doesn’t have to pay you. This creates a…

Hey everyone! I’m Adnan from The Insurtech Guide. For decades, a fundamental unfairness has been baked into the insurance system. Where you live, your credit score, or even your level of education can have a bigger impact on your car insurance premium than how you actually drive. This is biased insurance pricing, and it means…

Hey everyone! I’m Adnan from The Insurtech Guide. We’ve recently talked about how IoT devices are making insurance more “proactive” by preventing small household disasters like leaks. But as I’ve been following the industry, I’ve seen the start of something much bigger: using Artificial Intelligence to tackle the most destructive forces on our planet—natural disasters.…

Hey everyone! I’m Adnan from The Insurtech Guide. We’ve all heard the stories: staged accidents, exaggerated claims, and outright fake policies. Insurance fraud is a massive, multi-billion-dollar problem that affects everyone by driving up the cost of our premiums. For years, companies have fought it with teams of investigators, but it’s a constant battle. As…

Hey everyone! I’m Adnan from The Insurtech Guide. For the last few years, the biggest buzzword in InsurTech has been “telematics.” The idea of using data from your car to reward safe driving was revolutionary. It was the first step in personalizing insurance. But I’ve been watching this space closely, and I can tell you…

Hey everyone! I am Adnan from The Insurtech Guide as someone who has been exploring the world of InsurTech, I’ve often wondered about the high cost of insurance. For a long time, it felt like my premiums were set in stone, with little to no explanation. The entire process felt slow and expensive, and I…

Hey everyone! I am Adnan from The Insurtech Guide who’s always exploring the world of InsurTech, I’ve had my fair share of frustrating experiences with customer service. We all have. You know that feeling when you’re trying to get a simple answer from a company’s website, but you’re stuck talking to a basic chatbot that…